SoFi Technologies Inc. (SOFI)

Currency in USD
18.79
+0.88(+4.91%)
Closed·
18.88+0.09(+0.48%)
·
Earnings results expected in 14 days
SOFI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
18.1718.82
52 wk Range
10.4132.73
Key Statistics
Prev. Close
17.91
Open
18.47
Day's Range
18.17-18.82
52 wk Range
10.41-32.73
Volume
69.08M
Average Vol. (3m)
63.43M
1-Year Change
71.755%
Book Value / Share
8.32
Fair Value
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Fair Value Upside
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SOFI Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
23.53
Upside
+25.20%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week

SoFi Technologies Inc. News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Employees
6100

SoFi Technologies Inc. SWOT Analysis


Market Valuation
Analysts set price targets ranging from $12 to $31, reflecting varied perspectives on SoFi's growth potential and current market valuation of $32.5 billion
Strategic Expansion
Learn how SoFi's "land-and-expand" strategy and product diversification, including private market investing, are driving multi-product adoption and revenue streams
Growth Trajectory
Delve into SoFi's impressive financial performance, with 29.27% year-over-year revenue growth and projections of $9 billion in revenue by 2030
Fintech Trailblaze
Explore SoFi's journey from niche lender to comprehensive financial platform, serving over 10 million members with a diverse range of products and services
Read full SWOT analysis

SoFi Technologies Inc. Earnings Call Summary for Q4/2025

  • SoFi Technologies exceeded Q4 2025 expectations with EPS of $0.13 (18.18% surprise) and revenue of $1.03 billion (5.81% surprise), driving stock up 5.62% to $25.73 in pre-market trading.
  • The company reported record 2025 performance with adjusted net revenue of $3.6 billion (up 38% YoY), adjusted EBITDA of $1.1 billion (up 58% YoY), and net income of $481 million.
  • New product launches include SoFi Pay and SoFi Crypto trading, expanding their fintech offerings while facing potential challenges in market saturation and regulatory hurdles.
  • For 2026, SoFi projects 30% growth in total members, adjusted net revenue of $4.655 billion, adjusted EBITDA of $1.6 billion, and adjusted EPS of $0.60.
  • CEO Anthony Noto called 2025 'tremendous,' while CFO Chris Lapointe projected 'compounded annual adjusted net revenue growth of at least 30% from 2025 to 2028.'
Last Updated: 01/30/2026, 09:20 AM
Read Full Transcript
SoFi Technologies investor slides for Q4/2025
SoFi Q4 2025 presentation slides
Last Update: Jan 30, 2026
See full investor slides

Compare SOFI to Peers and Sector

Metrics to compare
SOFI
Peers
Sector
Relationship
P/E Ratio
49.8x9.1x9.9x
PEG Ratio
−20.500.060.03
Price / Book
2.3x2.9x1.0x
Price / LTM Sales
6.7x1.5x2.9x
Upside (Analyst Target)
14.5%27.1%14.5%
Fair Value Upside
Unlock19.5%1.7%Unlock

Analyst Ratings

8 Buy
11 Hold
4 Sell
Ratings:
23 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 23.53
(+25.20% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Argus
Hold---New CoverageApr 15, 2026
BofA Securities
Sell18.00-4.20%20.00MaintainApr 13, 2026
Goldman Sachs
Hold20.00+6.44%25.00MaintainApr 13, 2026
Keefe, Bruyette & Woods
Sell17.00-9.53%20.00MaintainApr 09, 2026
Wells Fargo
Hold18.00-4.20%19.00MaintainApr 09, 2026

Earnings

Latest Release
Jan 30, 2026
EPS / Forecast
0.13 / 0.11
Revenue / Forecast
1.03B / 973.43M
EPS Revisions
Last 90 days

SOFI Income Statement

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FAQ

What Is the SoFi Technologies (SOFI) Stock Price Today?

The SoFi Technologies stock price today is 18.79 USD.

What Stock Exchange Does SoFi Technologies Trade On?

SoFi Technologies is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for SoFi Technologies?

The stock symbol for SoFi Technologies is "SOFI."

What Is the SoFi Technologies Market Cap?

As of today, SoFi Technologies market cap is 23.97B USD.

What Is SoFi Technologies's Earnings Per Share (TTM)?

The SoFi Technologies EPS (TTM) is 0.42.

When Is the Next SoFi Technologies Earnings Date?

SoFi Technologies will release its next earnings report on Apr 29, 2026.

From a Technical Analysis Perspective, Is SOFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has SoFi Technologies Stock Split?

SoFi Technologies has split 0 times.

How Many Employees Does SoFi Technologies Have?

SoFi Technologies has 6100 employees.

What is the current trading status of SoFi Technologies (SOFI)?

As of Apr 15, 2026, SoFi Technologies (SOFI) is trading at a price of 18.79 USD, with a previous close of 17.91 USD. The stock has fluctuated within a day range of 18.17 USD to 18.82 USD, while its 52-week range spans from 10.41 USD to 32.73 USD.

What Is SoFi Technologies (SOFI) Price Target According to Analysts?

The average 12-month price target for SoFi Technologies is 23.53 USD, with a high estimate of 38 USD and a low estimate of 12 USD. 8 analysts recommend buying the stock, while 4 suggest selling, leading to an overall rating of Neutral. The stock has an +25.20% Upside potential.

What Is the SOFI Premarket Price?

SOFI's last pre-market stock price is 18.54 USD. The pre-market share volume is 2,110,000.00, and the stock has decreased by 0.63, or 3.52%.

What Is the SOFI After Hours Price?

SOFI's last after hours stock price is 18.88 USD, the stock has decreased by 0.09, or 0.48%.
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